Michael Carroll

Infocus Securities Australia Pty Ltd

Gold
26 Yrs Experience
Frankston, VIC 3199
Michael is the owner and principal adviser of Infocus Bayside and provides holistic financial advice to his clients who are mainly located along the Bayside suburbs of Metropolitan Melbourne and the Mornington Peninsula.   Michael provides advice on strategies, structures and investment across a broad range of areas including superannuation and wealth accumulaton, asset protection, insurance, estate planning, aged care, pre & post retirement planning.  Michael is also an acredited Self Managed Superannuation Fund adviser. Prior to joining Infocus, Michael worked as a Senior Financial Adviser with Australian Unity Personal Financial Services Ltd from March 2016 until December 2018 and for Perpetual Private as a Senior Adviser from March 2001 to March 2016.   Michael holds a Batchelor of Business in Economics & Management, and an Advanced Diploma of Financial Planning.  He is an Associate Member of the Financial Planning Association and a Graduate of the Australian Institute of Company Directors. Michael is a committee member of the South East Melbourne Chapter of the Financial Planning Association. Michael is a former Board Director of Peninsula Health serving from July 2012 finishing his three year term in June 2015.  Michael is also a former Board Director of the youth mentoring program, Big Brothers Big Sisters and a former mentor to a ‘little’ himself.  Michael, his partner and son are permanent residents of the Mornington Peninsula.  He has previously been, and currently is involved with a number of local school, sporting & community groups.   Michael is a former member of the Royal Australian Naval Reserve having joined in 1991 and continues to serve in the Australian Navy Cadets as the Staff Officer Welfare attached to it's National Head Quarters. He currently holds the rank of Lieutenant, ANC.

Expertise

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Aged Care
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

We are happy to discuss your needs in an initial obligation free meeting. Our initial Statement of Advice fees will be provided in a Letter of Initial Engagement so that you can choose to proceed or not. Any ongoing fees will be detailed in the Statement of Advice.

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 5
  • First year providing advice 1996
  • Years of experience 26
  • Highest qualification
    • Bachelor of Business (Economics and Management)
  • Language spoken
    • English

Infocus Securities Australia Pty Ltd

Suite 4, 13-15 Thompson St
Frankston, VIC 3199

Opening hours

  • 9:00am – 5:00pm Monday – Friday

Licensed by

Infocus Securities Australia Pty Ltd

AFSL 236523

5.00
5 Reviews
5
4
3
2
1
5.00
Clear communication
5.00
Knowledge & expertise
5.00
Customer care
5.00
Likely to recommend
Showing reviews 1—5 of 5

Sort by

5.00

"Michael has given me advice in regards to my super fund. Michael was able to explain things to me in a clear way and guide me and my fund through the challenging time that is the global pandemic. With Michael's knowledge and experience, I feel very confident that the advice given was right for my needs. I always receive Michael's full care and attention when I needed."

  • Superannuation
  • Cashflow & Income
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has been the family’s trusted adviser for many years. His greatest asset is his ability to listen and in doing so apply his great depth of knowledge across all facets of finance to achieve the desired outcomes."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Having worked with Michael for over 20 years, I have found that he has always acted with honesty and integrity and provides advice which is in the best interests of his clients. Michael gives his clients “peace of mind” due to his vast experience and expertise as well as his ability to clearly explain his recommendations and answer any queries. As a result, my wife and I have appointed Michael as our financial adviser which has included the establishment of a SMSF for us. Over the years, I have referred many clients and beneficiaries to Michael including my immediate family and my wife’s family. I would have no hesitation in recommending Michael’s services to prospective clients."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Tax Strategies
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"'Michael has given me advice in areas including loan products, self managed super funds and managing debt. Michael was usuallyable to explain things to me in a clear way. Through Michael's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Michael's full care and attention when I needed it.'"

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has given me advice in areas including loan products, self managed super funds and managing debt. Michael was usually able to explain things to me in a clear way. Through Michael's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Michael's full care and attention when I needed it.' I have no hesitation recommending Michael as a financial adviser."

  • Government Assistance
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Borrowing
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—5 of 5

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Bachelor of Business (Economics and Management)

Level
7 - Bachelor Degree
Institution
Monash University (MON)
Completed
1993

Advanced Diploma of Financial Planning

Level
6 - Advanced Diploma, Associate Degree
Institution
Kaplan Professional
Completed
2016

Diploma of Financial Services (Financial Planning)

Level
5 - Diploma
Institution
Kaplan Professional (prev Tribeca Learning)
Completed
2006

Professional Memberships

Australian Institute of Company Directors (AICD)

Membership type
Member

Financial Planning Association of Australia (FPA)

Membership type
AFP
  1. Opinion
  2. Services
  3. Comment
  4. Questions
  5. Details

Give your opinion

How often could you clearly understand Michael's advice and their explanation of how it fitted your needs?

Provide a score between 1 and 5 stars

How often was Michael able to give you full care and attention when you've needed help?

Provide a score between 1 and 5 stars

How confident are you that Michael's knowledge and experience was broad enough to allow them to choose the best options for your needs?

Provide a score between 1 and 5 stars

How likely would you be to recommend Michael to friends and family?

Provide a score between 1 and 5 stars

What is your current relationship with Michael?

Choose a relationship

What areas were you advised in?

Choose all relevant areas where Michael provided advice

Choose at least 1 relevant area

Add your review comment

0 / 3000 characters
Your review is required and may contain most characters except < and >

A few questions about you

Which best describes you?

Select one of these options

How would you rate your financial knowledge? (optional)

Which age bracket are you in?

Select your age bracket

Your details

First name is required, limited to 256 characters and may contain letters, apostrophes and hyphens
Last name is required, limited to 256 characters and may contain letters, apostrophes and hyphens
Provide a valid email address, maximum 256 characters
Provide a valid location
Only clients of Michael may submit reviews

Thank you for your review!

Please allow up to 72 hours for your review to be visible on the site.

Get in touch with Michael Carroll
What areas would you like advice about?
Please select one area of advice that this adviser can help you with.

Please enter some details about your selection above to help me give you the best possible response.

Summary may contain most characters except < and >
What is the overall value of your investible assets?

This is optional, but it will allow me to assess what type of advice is appropriate for you.

Again, this is optional, but it will allow me to understand your specific needs.

Is there a language other than English that you need to get advice in?

Do you have any special needs your adviser needs to be aware of?

Special needs may contain most characters except < and >

Your personal details are not used for any purpose than to provide to this adviser.

First name is required, and may contain letters, apostrophes and hyphens
Surname is required, and may contain letters, apostrophes and hyphens
Enter a valid mobile or land-line with area code.
Phone number or email required.
Enter a valid email
Suburb is required, and may contain letters, apostrophes and hyphens